The Tokuteigino visa is a type of visa derived from the technical intern training visa but allows for a longer stay in Japan compared to the three-year limit of the intern visa. Depending on the visa type, it may also permit family sponsorship. Additionally, workers are allowed to change jobs and companies within the industry specified by the visa. As a result, many technical interns and international students are considering switching to the Tokuteigino visa. However, there are special considerations when it comes to visa application paperwork. Let’s take a closer look at the process.
1. Required Documents for Switching to Tokuteigino Visa
The required documents for switching to the Tokuteigino visa vary depending on individual cases. The most common cases involve switching from a Technical Intern or Student Visa to a Tokuteigino Visa. Besides the standard required documents such as a residence card, passport, and tax documents, each case has specific documents to prepare.
1.1. For Technical Interns
If you are a technical intern, in addition to taking a certification exam, you need to obtain the following documents from your supervising organization or former company:
A copy or certificate of completion for Skill Level 2 or Level 3 (技能実習2号又は3号修了証明書の写し又は修了を証明する書類)
Any one of the following three documents:
A copy of the Level 3 Skill Certification Exam certificate (技能実習検定3級の実技試験の合格証の写し)
A copy or certificate of passing the Senmonkyuu skill evaluation exam (技能実習評価試験(専門級)の実技試験の合格証明書の写し)
An evaluation document from the supervising organization regarding the intern (技能実習生に関する評価調書) Note: If you cannot obtain the evaluation document, you may consult with the Immigration Bureau before applying for a visa.
The latest year’s withholding tax slip (給与所得の源泉徴収票)
1.2. For International Students
If you are an international student planning to switch to the Tokuteigino visa, you need to prepare the following documents:
Withholding tax slip (源泉徴収票): This document is crucial and should be requested as soon as possible. If you have worked multiple part-time jobs, you need to collect all slips to ensure your total income matches the tax certificate (課税証明書). If you are unsure about past workplaces, visit the city hall (Shiyakusho) to check your income details.
Health check-up: You can use a medical check-up result from your school within the past year or book a general medical examination (including ECG) at the nearest clinic.
Documents from your school:
Graduation certificate
Attendance rate certificate
Academic transcript
If you have moved from your previous residence, you can request tax documents such as 課税証明書, 納付証明書, and 国民保険料納付証明書 by mail from your previous city hall.
2. Important Considerations When Applying for a Tokuteigino Visa
Prepare all required documents: Missing documents can result in application rejection or prolonged processing times.
Verify information accuracy: Ensure all details across documents match to avoid errors.
Request documents early: Some documents, such as the withholding tax slip, may take time to receive.
Avoid peak periods: When visiting government offices, avoid peak times to receive quicker assistance.
Switching to a Tokuteigino visa can be a complex process, but with proper understanding and complete preparation, you can complete the procedure smoothly. If you need assistance with the visa application, contact HSB JAPAN, a professional agency specializing in immigration document services. HSB JAPAN guarantees fast, accurate processing with the highest success rate.
GUIDE TO REISSUING A LOST NENKIN BOOK – CONTACT HSB JAPAN FOR THE FASTEST SUPPORT
When living and working in Japan, the Nenkin book plays a crucial role in ensuring workers’ social insurance benefits. However, if you unfortunately lose your Nenkin book, you may face difficulties in getting it reissued. To help you resolve this issue accurately and quickly, HSB JAPAN provides detailed guidance on the necessary steps to reissue your Nenkin book and regain your benefits as easily as possible.
1. What is a Nenkin Book? Why is it important?
The Nenkin Book (Nenkin Techo) is a document issued by the Japan Pension Service to manage workers’ pension and social insurance information. This important document records contributions and entitlements related to:
Pension system: Confirms participation in the pension insurance scheme.
Health insurance: Provides support for medical examinations and treatments.
Unemployment insurance: Grants allowances in case of job loss.
The Nenkin book includes personal information such as name, date of birth, Nenkin number, address, phone number, and insurance contribution history. Maintaining and updating your Nenkin book is essential to ensure you receive the full benefits when needed.
2. Lost Your Nenkin Book? Here’s How to Reissue It
If you have lost your Nenkin book, don’t worry! Follow these steps to get a new one:
Step 1: Contact the Japan Pension Service Office
Visit your local pension service office (Nenkin Jimusho) where you reside or work to report the loss and receive detailed instructions on the reissuance process.
Step 2: Fill Out the Nenkin Reissuance Application Form
You need to complete the Nenkin Book Reissuance Application Form (年金手帳再交付申請書). This form can be downloaded from the Japan Pension Service’s website or obtained directly from a Nenkin Jimusho office.
Step 3: Prepare and Submit the Required Documents
The necessary documents for reissuing your Nenkin book include:
Identification documents (passport, residence card, health insurance card)
Previous Nenkin number (if available)
Certificate of employment in Japan
Completed Nenkin reissuance application form
Once you have gathered all the required documents, submit them in person at the pension office or send them via mail.
Step 4: Wait for Processing and Approval
After submission, you will need to wait for the pension office to process your request. The processing time typically ranges from 2 to 4 weeks, depending on the region.
Step 5: Receive Your New Nenkin Book
Once the process is complete, you will receive a new Nenkin book. Make sure to check all the details to ensure they are accurate and error-free.
3. HSB JAPAN – Fast & Accurate Nenkin Book Reissuance Support
If you encounter difficulties in reissuing your Nenkin book or don’t know where to start, let HSB JAPAN assist you!
Why Choose HSB JAPAN?
15 years of experience in handling Nenkin documentation.
Successfully processed over 50,000 applications.
Guaranteed 100% retrieval of both Nenkin Phase 1 and Phase 2, with clear result documentation.
Online document submission, processed on the same day.
Receive Nenkin payments directly into your Japanese bank account without delays.
Free Nenkin Phase 1 processing – Fixed pricing for Phase 2 with no hidden fees.
24/7 consultation & problem resolution until you receive your full Nenkin amount.
Contact HSB JAPAN Now for Assistance!
If you’ve lost your Nenkin book, don’t waste time handling it alone! Let HSB JAPAN help you get it back quickly and accurately.
A Guide to Filing Kakutei Shinkoku (確定申告) Tax Returns in Japan
The tax declaration period in Japan, known as 確定申告 (kakutei shinkoku), takes place annually from mid-February to mid-March.
So, what is kakutei shinkoku? Who is required to file this tax declaration? What documents need to be prepared, and how should the tax declaration be carried out? In this article, HSB JAPAN will help you gain a clearer understanding of these questions.
① What is 確定申告 (kakutei shinkoku)?
This is the process of calculating and declaring taxes based on income earned within a one-year period from January 1 to December 31. The tax declaration for the previous year is conducted between mid-February and mid-March of the following year. During this time, the required documents must be submitted to the local tax office. Depending on the case, some individuals may receive a refund for overpaid taxes during the year.
② Who is required to file a tax declaration?
Individuals with an annual income exceeding 20 million yen (2000 man yen).
Individuals with a side job in addition to their main job, where the side job income exceeds 200,000 yen.
Employees working at multiple companies who receive more than 200,000 yen from a secondary employer (the one that does not conduct year-end tax adjustments).
Directors or family members of family-run companies who earn interest from loans or real estate rentals from the company.
Individuals receiving pension income exceeding 4 million yen after deductions.
Freelancers and self-employed individuals with an income exceeding 380,000 yen.
Individuals earning rental income or interest from real estate.
③ Who is exempt from filing a tax declaration?
Self-employed individuals with income below 380,000 yen.
Employees (both full-time and part-time) whose companies have completed the year-end tax adjustment on their behalf.
Individuals with side jobs earning less than 200,000 yen.
Pensioners with income below 4 million yen (after deductions) and no additional income over 200,000 yen.
Part-time workers (arubaito) with total annual income below 1.03 million yen.
④ Who should consider filing a tax declaration?
Although not mandatory, these individuals could benefit by filing, as they might receive tax refunds:
Self-employed individuals who have incurred losses and could benefit from local tax reductions (住民税 jyuminzei).
Those with medical expenses exceeding 100,000 yen or who have suffered property losses due to natural disasters.
Individuals who resigned mid-year without completing year-end tax adjustments.
Those who received severance payments that were not declared.
Part-time workers who had taxes deducted at source (源泉徴収 gensen choushuu) by an employer that is not their primary job.
Individuals who made charitable donations (e.g., Furusato Nozei tax donation program).
Employees whose company completed year-end adjustments but forgot to declare deductions such as remittances to family, medical expenses, insurance, maternity costs, etc.
Note: Filing tax declarations is an obligation. Additionally, it allows individuals to claim refunds for overpaid taxes. Failure to file, whether intentional or not, may result in significant penalties. It is important to file within the designated period to avoid overdue penalties.
⑤ Difference between 確定申告 (kakutei shinkoku) and 年末調整 (nenmatsu chousei)
The key difference is:
確定申告 (kakutei shinkoku): A tax declaration process conducted by the individual.
年末調整 (nenmatsu chousei): A year-end tax adjustment handled by the employer, calculating, adjusting, and submitting taxes on behalf of employees.
Employees with a single source of income from their company do not need to file 確定申告. However, those listed in section ② must still file even if their employer conducted the year-end tax adjustment.
⑥ How to file a tax declaration
1. Required documents:
The documents needed may vary depending on individual circumstances, but common ones include:
Tax return forms: Form A (for salary and pension income) and Form B (for all income types). These can be downloaded, printed, and filled out manually.
源泉徴収票 (gensen choushuu hyou): This certificate summarizes your income and withheld taxes, usually provided by your employer around December or January.
Personal identification documents: My Number card (both sides) or alternative ID such as a driver’s license, passport, residence card, or insurance card.
Expense receipts and proof documents: For medical expenses, remittances to family abroad, freelance income, etc.
2. Submission methods:
You can submit documents through:
Mailing to the local tax office.
In-person submission at the tax office.
Online filing via the e-Tax system.
Check the nearest tax office location here.
Common Japanese Tax-Related Terms
確定申告 (kakutei shinkoku): Tax declaration (filing for a tax refund)
年末調整 (nenmatsu chousei): Year-end tax adjustment
源泉徴収票 (gensen choushuu hyou): Income and tax withholding statement
税務署 (zeimusho): Tax office
所得税 (shotokuzei): Income tax
扶養家族 (fuyou kazoku): Dependent family member (without income)
扶養控除 (fuyou koujo): Tax deduction for dependents
医療費控除 (iryouhi koujo): Medical expense deductions
提出 (teishutsu): Submission (of documents)
Above is an overview of the kakutei shinkoku tax declaration process.
If you need assistance with your tax refund application, let HSB JAPAN handle it for you! We ensure a professional, fast, and accurate process so you can reclaim your rightful benefits with peace of mind.
HSB JAPAN PROMISES:
✅ Direct communication with tax authorities, ensuring ACCURATE and FAST processing.
✅ Assistance with complex cases and challenging scenarios.
✅ Clear and transparent contracts, with no hidden fees.
✅ Helping you MAXIMIZE your tax refund.
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How to Get the Maximum Nenkin Refund from Japan?
How to Maximize Your Nenkin Refund from Japan? Discover the secrets to optimizing your contribution period and procedures with the support of HSB JAPAN to receive your full benefits quickly and safely.
1. What is Nenkin? Who Can Claim Nenkin Refunds?
Nenkin is Japan’s mandatory pension system for workers, including foreign employees. When you stop working in Japan, you can apply for a partial refund of the Nenkin contributions you have made.
Eligibility for Nenkin Refund:
No longer residing in Japan.
Have canceled insurance and residency before leaving Japan.
Paid Nenkin contributions for at least 6 months.
Submit the Nenkin refund application within 2 years of leaving Japan.
2.1.1. Nenkin is calculated in multiples of 6 months. For example:
If you contribute for 6-11 months, it is counted as 6 months.
If you contribute for 35 months, it is counted as 30 months.
Ensure your contribution periods are 6, 12, 18, 24,… months to avoid losses.
2.1.2. Maximum Contribution Limit of 5 Years:
You can receive a refund for a maximum of 60 months (5 years).
Contributions beyond 5 years will only be refunded up to the 5-year limit.
Once you reach 5 years, consider returning to your home country to claim your Nenkin refund before re-entering Japan for work.
2.2. Choose a Reliable and Professional Service
Handling the Nenkin refund process on your own can be time-consuming and challenging, leading to potential issues such as:
Lost Documents: Even a minor mistake can delay the entire process.
Rejected Applications: Lack of experience may result in applications not meeting the requirements.
Complex Procedures: Figuring out the process yourself may take weeks or even months.
Be cautious of unreliable services, as you may risk losing both your first and second Nenkin refunds.
Warning signs of unreliable service providers:
Requesting advance fees without properly processing applications.
Delaying or refusing responsibility if the application is rejected.
Lack of transparency in processing progress, leaving you uninformed about your application status.
Disappearing after collecting the deposit, leaving you without support.
Concealing information about the second Nenkin refund (20% tax refund), misleading you to believe the first refund is the full amount.
Why Choose HSB JAPAN?
With 15 years of experience, HSB JAPAN has successfully assisted over 50,000 cases in claiming pension lump sums and tax refunds in Japan. We take pride in being a reliable partner, helping Filipinos and other nationalities reclaim their rightful refunds quickly and hassle-free. By choosing HSB JAPAN, you will receive the following: Professional Support: Honest consultation and assistance with any challenges you may encounter. Transparent Process: Simple, clear, and always on time. Comprehensive Document Preparation: Save time and effort with our expert support. Low Fees: No hidden charges, with everything clearly explained upfront. 100% Success Rate: Ensuring you receive the maximum amount you deserve.
Choose HSB JAPAN to protect your financial rights safely and effectively!
How to Register Dependents to Reduce Residence Tax in Japan
Residence tax (住民税 or juminzei) is a mandatory tax for anyone earning an income in Japan. However, you can reduce or even eliminate your residence tax by registering dependents appropriately, which can help you save money efficiently. In this article, HSB JAPAN explains the process and introduces our professional tax consultancy services to assist you in managing your taxes effectively while living in Japan.
1. What is Residence Tax in Japan?
Residence tax (住民税 or juminzei) is a local tax applied to both Japanese citizens and foreign residents earning an income in Japan. This tax is used to fund essential public services, such as education, welfare, waste management, disaster prevention, and cultural activities within the local municipality.
Anyone earning over ¥1,000,000 annually is generally required to pay residence tax.
To reduce residence tax to zero, you need to adjust your taxable income (給与所得, kyuuyo shotoku) to stay below the exemption threshold (非課税限度額, hikazei gendogaku) set by your city or ward.
2. How to Register Dependents to Reduce Residence Tax
Step 1: Determine Your Taxable Income
Your taxable income is calculated as: Taxable Income = Total Annual Income – Deductions (insurance, dependents, etc.)
You can calculate your taxable income using online calculators provided by the Japanese Tax Agency. Input your annual income (年収, nenshuu), and it will display your taxable income. Get the link
Step 2: Identify the Residence Tax Exemption Threshold
The exemption threshold varies depending on the number of dependents and the city or ward where you live. Each city is categorized into different zones (e.g., Zone 1, 2, or 3), which determine the exemption levels.
For example, in Tokyo (Zone 1), the exemption threshold is calculated as: Exemption Threshold = (¥350,000 × Number of Family Members) + ¥100,000 + ¥210,000
The number of family members includes:
The head of the household
A spouse (if their income is below the specified limit)
Registered dependents (including children under 16, whether they live in Japan or abroad).
Step 3: Compare and Adjust to Reduce Residence Tax to Zero
After determining your taxable income and the exemption threshold, compare the two: Taxable Income < Exemption Threshold = No Residence Tax
For example:
If your annual income is ¥3,000,000, your taxable income might be ¥2,020,000 (after deductions).
With two dependents: Exemption threshold = ¥1,360,000 → Tax still applies (¥2,020,000 > ¥1,360,000).
With three dependents: Exemption threshold = ¥1,710,000 → Tax still applies (¥2,020,000 > ¥1,710,000).
With four dependents: Exemption threshold = ¥2,060,000 → No tax (¥2,020,000 < ¥2,060,000).
If your income increases by approximately ¥300,000 annually, adding one more dependent may help you maintain exemption from residence tax.
About HSB JAPAN – Tax, Pension & Visa Consultancy
Navigating Japan’s tax system can be complex, especially for foreign residents. At HSB JAPAN, we specialize in tax refund consultancy, including residence tax, income tax, and pension claims. Our team provides:
Professional assistance in registering dependents to optimize your tax benefits.
Step-by-step guidance for tax filing and refund applications.
Expertise in resolving visa and residency-related tax issues.
Our goal is to simplify the process and help you maximize your savings. Contact HSB JAPAN today to make your financial management in Japan stress-free and efficient.
We hope this guide helps you understand how to reduce your residence tax in Japan. With the right adjustments and professional support from HSB JAPAN, you can optimize your financial planning and enjoy a more comfortable life in Japan.
What to Do After Arriving in Japan
As Japan reopens its borders for purposes beyond tourism, many individuals are moving to the country for work, study, or other long-term stays. If you’re one of them, it’s essential to prepare for life in Japan. This guide will walk you through the crucial steps to ensure a smooth transition. For expert assistance in navigating tax refunds, pension claims, and visa-related matters, consider HSB JAPAN – your trusted partner in Tax, Pension & Visa Consultancy.
Table of Contents:
Get Your Residence Card
Get Your Train Cards
Make Your Hanko
Make a Bank Account
Get Your Japan Phone Number
Set Up Utilities: Electricity, Gas, and Water
Get Wi-Fi for Your New Home
Separate Your Garbage and Learn the Schedule
Find a Good Remittance Company
1. Get Your Residence Card
Your residence card (在留カード zairyu ka-do) is your official identification in Japan. You must carry it at all times. Upon arriving at major airports such as Narita, Haneda, Kansai, or Chubu, immigration officers will issue your residence card. If you’re entering through another airport, visit the nearest Immigration Bureau to obtain it.
After receiving the card, you must register your address at your local city hall within two weeks. This step is mandatory and ensures your residence card is valid.
2. Get Your Train Cards
Public transportation in Japan is efficient and widely used. Obtain a train or transit card like Suica or Pasmo on your first day. These cards can be purchased and recharged at any train station. They’re convenient not just for travel but also for payments at vending machines and stores.
You can top up your card at train stations or convenience stores, making it an essential item for daily life.
3. Make Your Hanko
Unlike many countries where signatures suffice, Japan uses a hanko (はんこ), a personalized stamp, for signing contracts. You’ll need a hanko for tasks like renting an apartment or setting up a phone plan.
Foreigners can create a custom hanko at specialized shops, with costs varying based on material, size, and complexity. Always carry it alongside your residence card.
4. Make a Bank Account
Opening a bank account in Japan can be challenging, especially if you don’t speak Japanese. Many foreigners opt for Japan Post Bank (ゆうちょ銀行 Yucho Ginkou) due to its accessible process.
Be prepared to answer questions about your purpose for the account and your financial background. This account is crucial for receiving salaries and handling other financial transactions.
5. Get Your Japan Phone Number
A Japanese phone number is necessary for filling out forms and staying connected. Providers like Rakuten Mobile, Line Mobile, UQ Mobile, and Y! Mobile offer affordable plans. Most staff at these stores may not speak English, so it’s helpful to bring someone fluent in Japanese to assist you.
6. Set Up Utilities: Electricity, Gas, and Water
When you move into a new apartment, utilities like electricity, gas, and water are usually not active. Contact the respective companies to schedule activation. They may require a brief visit to your home to set up these services.
7. Get Wi-Fi for Your New Home
Reliable internet is essential. Providers like SoftBank, J:Com, Rakuten, and Nuro offer various plans. Applications can be made online or in-store. Installation appointments are required, so schedule them early to avoid delays. If you’re not fluent in Japanese, seek assistance from someone who is.
8. Separate Your Garbage and Learn the Schedule
Garbage disposal in Japan follows strict rules, with schedules and categories varying by area. Common categories include burnable, non-burnable, bottles, cans, and paper. Garbage should be placed in designated bags and taken out before 8 AM on collection days.
Familiarize yourself with your area’s rules to avoid fines and maintain cleanliness.
9. Find a Good Remittance Company
If you plan to send money to loved ones back home, finding a reliable remittance service is crucial. Look for companies offering competitive rates and convenient processes. HSB JAPAN can also recommend trusted remittance services to help you send money securely and efficiently.
Moving to Japan can be an exciting yet challenging experience. By following these steps, you’ll ensure a smoother transition and start your new life on the right foot. HSB JAPAN is here to assist you with tax, pension, and visa-related matters, ensuring you make the most of your time in Japan. Contact us today for professional and reliable support!
Japan’s Health Insurance System: A Comprehensive Guide
Japan’s healthcare system ensures “Universal Health Insurance Coverage,” mandating that every resident, from newborns to seniors, participates in public health insurance. This coverage also extends to foreign nationals residing in Japan for medium to long-term periods, including workers and students. HSB JAPAN is here to help you navigate and understand this comprehensive healthcare system.
Managed by the government or designated public organizations, the type of insurance you join depends on your employment status and workplace rather than personal choice. Below is a detailed guide to the various types of health insurance available in Japan.
1. National Health Insurance (NHI)
Who Should Join?
Self-employed individuals.
Foreign students studying in Japan.
Enrollment is conducted at the city, town, or village office (shi-cho-son).
Premiums
Premiums vary depending on your income from the previous year in Japan. New international students with no prior income in Japan typically pay the lowest premium. After enrollment, a payment slip will be sent to your address. You can pay the premium at convenience stores or banks.
Important: If you fail to pay the premium, your insurance card becomes invalid, and you’ll have to pay 100% of medical costs upfront at the hospital.
Example:
With an insurance card: You pay 30% of a 10,000-yen medical bill (3,000 yen).
Without an insurance card: You pay the full amount (10,000 yen).
Additional Benefits:
High Medical Expense Coverage: If your monthly medical expenses exceed a set limit (subject to conditions), the insurance covers the excess amount.
Childbirth Lump-Sum Allowance: You can receive approximately 400,000 yen upon the birth of a child.
2. Employee Health Insurance
Who Should Join?
Employees of companies and their families.
Your enrollment is handled by your employer, and your type of insurance depends on your workplace. Examples include:
Large companies: Join specific health insurance societies.
Private schools: Join Shigaku Kyosai.
Other organizations: Join Kyokai Kenpo.
Premiums and Contributions
Premiums are deducted from your salary, and your employer contributes an equal amount. For instance, if 20,000 yen is deducted monthly from your salary, your employer pays an additional 20,000 yen to the insurance provider.
Key Benefits:
Sickness Allowance: If you’re unable to work due to illness or injury (unrelated to work), you can receive approximately two-thirds of your salary after a three-day waiting period. This includes cases where you recover at home, provided you have a doctor’s certificate.
Childbirth Allowance:
Pre-birth leave: 42 days before the expected delivery date (98 days for twins).
Post-birth leave: 56 days after childbirth.
You can receive two-thirds of your salary during this period.
High Medical Expense Coverage and Childbirth Lump-Sum Allowance: Similar to NHI.
Parental Leave Allowance: Both parents can take leave, but only one can receive this benefit at a time, amounting to about 50% of their salary.
Childcare Support: Up to one year after childbirth, this allowance supports parents who take time off work for child-rearing.
3. Labor Insurance
Labor insurance includes Employment Insurance and Worker’s Accident Compensation Insurance, which are mandatory for employees.
3.1 Employment Insurance
Benefits:
Unemployment Benefits: Financial support during job search periods. Enrollment and claims are handled at Hello Work centers.
Parental Leave Allowance: Available for up to one year after childbirth.
Training Benefits: Financial aid for skill development or certifications to enhance employability.
3.2 Workers Accident Compensation Insurance
Coverage:
Medical costs for injuries or illnesses sustained at work.
Compensation for lost wages during recovery.
Disability benefits if the injury results in long-term impairment.
Death benefits for the family in case of fatal workplace accidents.
Keynote:
The company covers the entire premium for this insurance.
Be honest about workplace injuries to avoid legal consequences and ensure maximum benefits.
Disability compensations are categorized into 14 levels, with severe cases receiving annual pensions and less severe cases receiving lump sums.
Conclusion
Japan’s health insurance system provides comprehensive coverage to ensure residents’ well-being. Whether you’re a student, a self-employed individual, or an employee, understanding the benefits and responsibilities associated with each type of insurance is crucial. Always ensure timely enrollment and premium payments to access these benefits when needed.
With over 15 years of experience, HSB JAPAN offers comprehensive support to interns in managing pensions, tax refunds, and labor rights in Japan. Contact us for expert guidance.
Can Foreign Interns in Japan Take on Part-Time Jobs?
The question of whether foreign interns in Japan are allowed to take on part-time jobs is a common concern for those exploring Japan’s internship and labor export programs. Some claim that interns are strictly prohibited from taking extra work, while others suggest it is permissible. So, what is the accurate answer? Let HSB JAPAN help you explore the details below.
1. Are Foreign Interns in Japan Allowed to Take on Part-Time Jobs?
Foreign interns in Japan are not permitted to engage in other jobs outside their assigned roles after entering the country unless they are granted permission to do so at the time of entry or as per overtime policies specific to their company or organization.
This restriction is based on Japanese labor laws, which stipulate that individuals with specific residence statuses are prohibited from participating in activities or jobs outside the scope of their visa. Violations of these rules can lead to severe penalties, including immediate deportation. For example, an intern on a construction visa is only allowed to work within the designated field and for the assigned employer. Any external work outside the permitted scope is illegal and could result in deportation if discovered.
Conclusion: Interns are allowed to take on extra work only if it is assigned by their employer. Any unauthorized work outside the registered scope is strictly prohibited.
2. Regulations on Overtime Work for Foreign Interns in Japan
In this section, we delve into the legal framework for overtime work, which is a common way for interns to supplement their income.
Permissible Overtime Hours
According to Japanese labor laws, the permissible working hours for employees, including interns, are as follows:
Daily and Weekly Hours: Interns can work up to 10 hours per day and 40 hours per week.
Overtime Limits: Overtime work must not exceed 50% of the total daily work hours, with a maximum of 45 hours per month and 360 hours per year.
Holiday and Night Work: Workers may work up to 12 hours on holidays, and night shifts from 10 PM to 5 AM are subject to special rates.
Overtime Pay Rates
Japanese companies calculate overtime pay based on labor law standards:
Weekday Overtime (5 PM – 10 PM): 125% of the base hourly wage.
Night Overtime (10 PM – 5 AM): 125% of the base hourly wage.
Holiday Overtime (Saturday, Sunday, and public holidays): 135% of the base hourly wage.
Special Holiday Overtime: 160%-200% of the base hourly wage.
For instance, if an intern typically earns 1,000 yen per hour and works 4 overtime hours in the evening, the hourly overtime pay would increase to 1,250 yen (25% extra).
Additional Notes on Income
Unlike regular jobs, overtime income is not typically subject to deductions for food, insurance, or transportation, allowing interns to retain most of their earnings.
3. Important Considerations for Foreign Interns Taking on Overtime
While interns may legally engage in overtime work, it is essential to follow these guidelines:
Document Overtime Hours: Keep accurate records to verify pay and avoid disputes.
Avoid Unauthorized Work: Violating labor laws can result in deportation or other penalties.
Notify Authorities When Necessary: Ensure transparency by informing relevant authorities about overtime work arrangements.
4. Common Questions from Foreign Interns About Overtime
Q1: Which industries offer the most overtime opportunities? Construction, agriculture, and food processing frequently offer overtime due to their operational demands.
Q2: Can interns take on overtime in a different field? This depends on the company’s policies and the specific skill set of the intern. Approval from the employer is mandatory.
Q3: Are there work-from-home options for overtime? Certain fields, such as IT and design, may allow interns to work overtime from home. However, explicit approval is required.
Q4: Can interns switch companies for more overtime opportunities? Interns can transfer companies under specific conditions, such as employer bankruptcy or mistreatment. However, switching solely to seek additional overtime is not permitted.
Conclusion
Foreign interns in Japan are restricted from engaging in part-time jobs outside their assigned roles unless authorized by their employer. Legal overtime work is allowed and provides a legitimate way to increase income.
With over 15 years of experience, HSB JAPAN offers comprehensive support to interns in managing pensions, tax refunds, and labor rights in Japan. Contact us for expert guidance.
Guide to Self-Check Your Nenkin Payment Status in Japan via Nenkin Net
As a resident of Japan, paying taxes and insurance, including Nenkin (pension contributions), is mandatory. This obligation applies to everyone, from students to workers, and directly impacts visa status and residency in Japan. What happens if you forget your payment deadline? This article by HSB JAPAN will guide you on how to check your Nenkin payment status using the Nenkin Net website (年金ネット).
1. What Are Nenkin and Nenkin Net?
a. What is Nenkin?
Nenkin (公的年金制度 – Koteki Nenkin Seido) is a mandatory pension insurance system for all individuals living and working in Japan. It applies to people aged 20–59, regardless of gender, occupation, or nationality. Even foreign residents staying for a short period must enroll in this program.
Upon retirement (after 65 years of age), individuals who have fulfilled their Nenkin payment obligations will receive a pension to support their lives. Additionally, before turning 65, participants may be eligible for other benefits, such as survivor’s or disability allowances, in case of unforeseen incidents.
There are two main types of Nenkin payments in Japan:
Basic Pension (Kokumin Nenkin – 国民年金)
Employee Pension (Kosei Nenkin – 厚生年金)
Learn more about the pension system in Japan through this detailed guide.
b. What is Nenkin Net?
Nenkin Net is an online platform that allows users to check their Nenkin payment status. Forgetting payment deadlines or missing payments can result in Nenkin arrears, which may impact visa renewal or obtaining permanent residency in Japan.
Through this website, you can check the following information anytime, anywhere:
Personal details
Monthly Nenkin payment records
Total amount paid
Amount paid by the individual and employer
Projected pension benefits after turning 65
Notifications of Nenkin statements and delivery times
Updates from the Japan Pension Service
2. How to Register on Nenkin Net
To begin, you need to create an account on Nenkin Net. Prepare the following information:
Nenkin Handbook
Email address
Mobile phone number
Note: If you’ve lost your Nenkin Handbook, contact HSB JAPAN for assistance in retrieving it.
If you already have an account, click ログイン to log in. This guide focuses on registering a new account.
Step 3: Provide Your My Number Information
If you have a My Number, download the マイナポータル app and follow the instructions (available for iOS and Android).
If you do not have a My Number, select アクセスキー and follow the instructions provided in the reference image.
Access Key (アクセスキー): This 17-digit code is used to retrieve your Nenkin Net User ID. It is printed on the Nenkin Annual Statement (ねんきん定期便) sent in your birth month each year. The access key is valid for three months from the statement’s issue date.
Once you review the necessary content, check the box agreeing to the 利用規約に同意する terms and click ご利用登録に続ける to proceed.
Step 4: Register Personal Information
Fill out the following 10 fields:
基礎年金番号入力: Basic Pension Number
氏名入力: Full Name
生年月日入力: Date of Birth
性別選択: Gender
郵便番号と住所入力: Postal Code and Address
お客様設定パスワード入力: Password for Nenkin Net login
秘密の質問と答え設定: Security Question and Answer
メールアドレス入力: Email Address
お知らせメール希望: Confirm receiving updates via email by selecting 希望する.
電話番号入力: Phone Number in Japan
After completing the form, review the information and click 次に進む (入力内容を確認する) to confirm your submission.
Once registered, you can easily check your Nenkin payment status anytime. Taking proactive steps to monitor your payments and ensuring timely contributions is highly beneficial for foreign residents living in Japan. Best of luck!
Want to receive your Nenkin quickly? Contact HSB JAPAN now!
– With 15 years of experience and over 50,000 successful customes handled
– Preparing your documents online for same-day processing. No complicated procedures
– Commitment to securing 100% of your Nenkin for both 80% and 20% with clear invoices
– Free processing for the first Nenkin application. Fixed all-inclusive fee for Nnekin 2, no hidden costs
– Rest assured you will receive your Nenkin Application in your bank account
– Support available 24/7 to resolve any issues until you receive 100% of your pension lumpsum
How to Register Dependents to Get Exemptions from Resident Tax
Resident tax (住民税) is a mandatory tax for individuals with income in Japan. However, you can reduce or even eliminate your resident tax by appropriately registering your dependents, helping you save more effectively. Let’s explore how with HSB JAPAN in this article.
Table of Contents
What is Resident Tax?
How Many Dependents Do You Need to Register to Reduce Resident Tax to Zero?
Step 1: Determine Your Taxable Income
Step 2: Identify the Resident Tax Exemption Threshold
Step 3: Compare and Adjust to Bring Resident Tax to Zero
1. What is Resident Tax?
Resident tax (住民税) is a type of tax applied to the income of both citizens and foreign residents living in Japan. Its purpose is to ensure funding for local governments. The collected tax is used for education, welfare, waste management, disaster prevention, and cultural activities within the local community.
Anyone earning an annual income of 1,000,000 yen (100 man) or more is required to pay resident tax.
To be exempt from resident tax (i.e., bring it to zero), you typically need to adjust your taxable income (給与所得 – きゅうよしょとく) to be below the non-taxable threshold (非課税限度額 – ひかぜいげんどがく) set by your city or municipality.
2. How Many Dependents Do You Need to Register to Reduce Resident Tax to Zero?
Step 1: Determine Your Taxable Income
First, calculate your taxable income:
Taxable Income = Total Annual Income – Deductions (insurance, dependents, etc.)
You can calculate your taxable income based on your total annual income (給与年収) using the formula provided by your local tax office. Input your income into an online calculator (provided by the Tax Bureau) to get an estimate. Link
Step 2: Identify the Resident Tax Exemption Threshold
The exemption threshold varies depending on the number of dependents you register and the city you live in. Check whether your location falls under Area 1, 2, or 3 for specific thresholds.
For example, in Tokyo (Area 1), if your taxable income is less than:
(35man×family members)+10man+21man(35 \text{man} \times \text{family members}) + 10 \text{man} + 21 \text{man}(35man×family members)+10man+21man, then your resident tax will be zero.
Family Members (世帯人数) include:
The household head,
Dependent spouse (income below a certain threshold),
Registered dependents (including dependents in Vietnam or Japan, as well as children under 16).
Step 3: Compare and Adjust to Bring Resident Tax to Zero
To eliminate resident tax:
Taxable Income < Resident Tax Exemption Threshold
For example:
Total Annual Income: 3,000,000 yen (300 man) → Taxable Income: 2,020,000 yen (202 man).
With 2 dependents: Exemption threshold = 1,360,000 yen (136 man) → Still taxable (202 man > 136 man).
With 3 dependents: Exemption threshold = 1,710,000 yen (171 man) → Still taxable (202 man > 171 man).
With 4 dependents: Exemption threshold = 2,060,000 yen (206 man) → Tax reduced to zero yen (202 man < 206 man).
If your income increases by around 300,000 yen (30 man) annually, you would only need to add one more dependent to maintain your resident tax exemption.
Conclusion
We hope this article is helpful for those seeking ways to reduce their resident tax! By understanding your income and registering dependents effectively, you can minimize your tax burden and save more for your needs.
Follow HSB JAPAN for more tips on managing taxes and documentation in Japan.
Childbirth Benefits in Japan: A Comprehensive Guide
When expecting a baby in Japan, there are many things to consider, and the financial aspects are often a significant concern. Fortunately, Japan’s healthcare system offers several benefits to help ease the burden of childbirth expenses. One of the most important benefits is the Childbirth and Childcare Lump-Sum Grant. This financial aid can significantly reduce out-of-pocket costs for new parents, making the transition into parenthood more manageable. In this guide, we will explore the details of the Childbirth Lump-Sum Grant, eligibility criteria, the application process, and other related benefits available to residents of Japan.
1. Understanding the Childbirth and Childcare Lump-Sum Grant
The Childbirth and Childcare Lump-Sum Grant (出産育児一時金, Shussan Ikuji Ichiji-kin) is a benefit provided by Japan’s health insurance system. The grant is designed to assist with childbirth expenses and is available to both Japanese nationals and foreign residents who are covered under the national health insurance or an employer’s health insurance plan.
The grant amount typically covers a portion of the delivery expenses, and the specific amount varies depending on the hospital or clinic chosen for delivery. The standard grant is approximately ¥500,000, but it can be slightly less at certain facilities, with some offering a reduction based on the institution’s policies.
2. Eligibility for the Childbirth Lump-Sum Grant
To be eligible for the Childbirth and Childcare Lump-Sum Grant, several criteria must be met:
Health Insurance Coverage: Both Japanese nationals and foreign residents must be covered under the national health insurance or a private health insurance plan.
Pre-Delivery Registration: Parents must ensure that the childbirth benefit is registered in advance with their health insurance provider. This process typically starts when the pregnancy is confirmed, and it’s important to apply well in advance of the due date.
Notification of Pregnancy: In many cases, the expecting mother must notify her insurance provider of her pregnancy early on to confirm her eligibility for benefits.
Required Documents: Expecting parents will need to provide documentation such as proof of pregnancy and confirmation of health insurance coverage. This may include submission of a medical certificate or other forms provided by the health insurance provider.
3. How Much Can You Expect to Receive?
The Childbirth Lump-Sum Grant is designed to cover a portion of the delivery costs, but the actual amount you receive depends on several factors. On average, the grant is approximately ¥500,000 (¥488,000 for foreign workers giving birth in their home country) but it may be lower depending on the specific hospital or clinic.
If the total delivery costs exceed this amount, the expecting parents will need to cover the difference. However, in cases where the expenses are lower than the grant, the remaining amount may be refunded or not fully paid out to the healthcare facility.
4. How to Apply for the Childbirth Lump-Sum Grant
To apply for the Childbirth Lump-Sum Grant, the expecting mother must follow these steps:
Confirm Eligibility: Ensure that you are covered under the appropriate health insurance plan (either public or employer-based).
Pre-Registration with the Insurance Provider: In advance of your due date, contact your health insurance provider to complete the necessary forms and pre-register for the childbirth benefit. Some insurers offer online registration, while others may require an in-person visit.
Submit Required Documents: Depending on your insurer, you may need to submit medical certificates, proof of pregnancy, and other relevant documents. Be sure to check with your insurance provider to confirm the paperwork needed.
Confirmation from the Hospital: Your healthcare provider will typically handle the submission of your benefit application to the insurance provider. They will coordinate directly with the insurer to receive the grant on your behalf, ensuring that the process is streamlined.
Receiving the Grant: After the hospital has submitted the paperwork, the grant is usually paid directly to the healthcare provider. If the delivery expenses are lower than the grant amount, the remaining funds may be refunded to the expecting parents.
5. What If You Have an Unexpected Complication During Childbirth?
In cases where complications arise during childbirth, such as an emergency cesarean section or the need for extended hospitalization, the costs may exceed the standard childbirth fees. In these situations, additional insurance coverage or government benefits may be available.
6. Other Related Childbirth Benefits in Japan
In addition to the Childbirth Lump-Sum Grant, Japan offers several other benefits to help parents manage the financial challenges of having a baby. These include:
Maternity Leave and Pay: Maternity leave benefits in Japan allow mothers to take time off from work before and after childbirth. The maternity leave allowance typically covers a portion of the salary for the first 14 weeks after childbirth, up to a certain percentage of their income.
Parental Leave: After maternity leave, parents in Japan can apply for parental leave, allowing them to stay home and care for their child. This leave is typically paid at a percentage of the employee’s regular wage, although the exact amount varies based on employment type and length of service.
Childcare Leave for Fathers: In an effort to promote gender equality, Japan also provides parental leave benefits for fathers. Fathers can take paid leave following the birth of their child, which helps share the caregiving responsibilities and reduces the burden on mothers.
Child Allowance: The Japanese government also provides a child allowance to eligible families to help with the cost of raising children. This allowance varies depending on the child’s age and the family’s income level.
7. Practical Tips for Maximizing Your Benefits
Here are some practical tips for ensuring you receive the maximum benefits available when giving birth in Japan:
Register Early: Ensure you register for childbirth benefits as early as possible with your insurance provider. Early registration helps avoid delays and ensures that your benefits are processed smoothly.
Choose the Right Healthcare Facility: Research different hospitals or clinics to determine their policies regarding the Childbirth Lump-Sum Grant. Some facilities may offer additional services or discounts, while others may charge higher rates for delivery.
Consult with Your Employer: If you are covered under employer-based health insurance, make sure to consult with your HR department for guidance on applying for childbirth benefits and to confirm the coverage details.
Utilize Additional Benefits: Don’t forget to explore other financial support programs available in Japan, such as parental leave or the child allowance, to maximize your financial support during and after childbirth.
8. Common Challenges and How to Overcome Them
While Japan’s childbirth benefits are comprehensive, navigating the system can be challenging for foreign residents or those unfamiliar with the process. Some common challenges include:
Language Barriers: Some foreigners may struggle with language barriers when communicating with healthcare providers or insurance companies. It’s helpful to bring a Japanese-speaking friend or hire a translator when completing necessary paperwork.
Understanding the Application Process: The application process for the Childbirth Lump-Sum Grant may seem complicated, especially for first-time parents. Consulting with your health insurance provider or an experienced advisor can help streamline the process.
Navigating Complex Costs: Delivery costs can vary greatly depending on the hospital and medical complications. Be proactive in understanding the cost breakdown and discussing the details with your healthcare provider to avoid unexpected expenses.
Conclusion
The Childbirth and Childcare Lump-Sum Grant is an essential financial benefit for parents expecting a child in Japan. By understanding the application process and being proactive in registering for the benefit, you can maximize your financial support and ensure a smoother transition into parenthood. Whether you are a foreign resident or a Japanese national, the process is designed to be straightforward, and with the right information, you can take full advantage of the available benefits. If you need assistance with the application process or have specific questions about childbirth benefits in Japan, don’t hesitate to reach out HSB JAPAN for more support!
1️⃣ Extensive experience: Over 15 years of service and successful handling of 50,000+ cases.
2️⃣ Clear commitment: 100% of the allowance is transferred directly to the account holder.
3️⃣ Fast processing: Online support for simple, time-saving documentation.
4️⃣ Dedicated support: We handle all issues until the process is complete.
5️⃣ Comprehensive service: Assistance with both maternity benefits and Nenkin retrieval, plus tax refund services.
By incorporating these tips and understanding the full scope of benefits, new parents in Japan can reduce the financial strain of childbirth and focus on their growing families with peace of mind.
What is Gensen? A Simple Guide to Reading the Gensen Paper
Many workers in Japan often wonder what Gensen is, how to obtain it, or why they haven’t received it despite years of working. Don’t worry! HSB JAPAN is here to help decode the issues surrounding the Gensen document. This paper is essential for verifying your income and taxes deducted, and it’s important for tax refunds or other financial matters in Japan. Let us guide you through all the details you need to know!
What is Gensen?
At the end of each year, workers in Japan receive a document detailing their total income and tax deductions. This is called the Gensen Choshu Hyo. It serves as a tax document within Japan’s system, showing the income and taxes paid, and is often used by companies and individuals to verify income and taxes to the authorities.
In December, workers get this document which includes company address, personal details, total amount received, tax deductions, and insurance. It is essential for processing nenkin and tax refunds when returning to Vietnam.
Importance Information on Gensen
Total Income (支払金額): This refers to the total income received from the company, including salary, bonuses, housing allowances, etc.
Taxable Income After Deductions (給与所得控除後の金額): This amount is the income after deductions for necessary work-related expenses, which are not subject to tax. The total income from the first section is reduced by these allowable deductions.
Total Other Income Deductions (所得控除の額の合計額): This includes various tax-exempt deductions:
Spouse Deduction (配偶者控除): For a non-working spouse or a spouse earning less than 1.03 million yen annually.
Dependent Deduction (扶養控除): For dependents like parents or in-laws, typically reducing taxable income by 380,000 yen per dependent.
Spouse Special Deduction (配偶者特別控除): For a spouse with earnings between 1.03 million and 1.6 million yen.
Life Insurance Deduction (生命保険料の控除額): For life insurance premiums.
Earthquake Insurance Deduction (地震保険料の控除額): For earthquake insurance premiums.
Total Taxes Paid (源泉徴収税額): Reflects the taxes you have paid, calculated based on taxable income.
Total Social Insurance Payments (社会保険料等の金額): Includes health insurance, pension insurance, unemployment insurance, and workers’ compensation.
Additional Industry Terms:
勤怠(きんたい): Attendance
所定 (しょてい): Standard working days for the month
出勤 (しゅっきん): Days worked
休出 (きゅうしゅつ): Working on a holiday
欠勤 (けっきん): Absences (sick leave, personal reasons, etc.)
遅刻時間 (ちこくじかん): Late arrival hours
早退時間 (そうたいじかん): Early leave hours
私用外出 (しようがいしゅつ): Personal time out during working hours
年休 (ねん) or 有休 (ゆうきゅう): Paid vacation days
年休残 (ねんきゅうざん): Remaining vacation days
病欠 (びょうけつ): Sick leave
出勤時間 (しゅっきんじかん): Work hours
残業時間 (ざんぎょうじかん): Overtime hours
深夜時間 (しんやじかん): Late-night work hours
休日時間 (きゅうじつじかん): Work on a holiday
Other terms include various allowances and deductions such as housing, commuting, overtime, and taxes like health insurance, pension, unemployment, and income tax.
Is the Gensen Important?
The Gensen is essential for claiming a tax refund and is required for applying for Nenkin (pension) refunds. For individuals who earn above 1.03 million yen annually and have dependents, it helps reduce taxes through deductions.
What to Do if You Lose Your Gensen Paper?
If you lose your Gensen, contact your employer’s administrative or accounting department to request a replacement.
How to Apply for Tax Refund with Gensen
To claim Tax Refund, submit the Gensen along with other required documents like your alien registration card, household registration, and transfer forms.
HSB JAPAN’s Tax Representative service allows you to authorize them as your tax representative to handle procedures at the tax office on your behalf. This ensures that you can easily claim your third Nenkin refund even while abroad.
Conclusion
This guide covers essential information on reading and calculating a Japanese payslip, which is crucial for all foreign trainees in Japan. Make sure to remember these details!
As mentioned earlier, resident and income taxes are significant deductions, but there are ways to claim refunds or reductions. Contact HSB Japan’s tax refund services for detailed guidance.
Nenkin Refund in Japan: Everything You Need to Know About Japan’s Pension System
Understanding and navigating Japan’s pension system can be tricky, but if you’ve worked in Japan and contributed to Nenkin, you may be entitled to a refund. By working with a trusted service like HSB JAPAN, you can ensure that your Nenkin refund process is as smooth and efficient as possible. Whether you need assistance with your pension lump sum or have questions about your eligibility, HSB JAPAN – we’re here to help!
What is Nenkin? Key Facts About Japan’s Pension System
Nenkin (年金) refers to Japan’s pension insurance system, which is a mandatory contribution for anyone living and working in Japan. The system ensures that people are supported financially in their old age. The system consists of three main types of pensions, each designed for different groups of people.
All residents aged 20 and above are required to participate in the Nenkin scheme, regardless of nationality. However, the specific type of Nenkin someone participates in depends on their employment status and income level. Below is a quick overview of the three main types of Nenkin insurance:
1. Kokumin Nenkin (National Pension)
This is the basic pension system and is mandatory for all Japanese residents aged 20 to 60 years, regardless of their nationality.
Eligibility: Students, freelancers, self-employed individuals, and those not covered by other pension plans.
Contribution: Around 16,000 yen per month (fixed amount), regardless of income.
Note: Those who are not planning to apply for permanent residency may choose not to participate.
2. Kousei Nenkin (Employees’ Pension Insurance)
This pension scheme applies to people working as full-time employees (seishain) in companies.
Contribution: The amount is deducted directly from employees’ salaries each month.
Employer Contribution: Both the employee and employer contribute 50% each.
3. Kyousai Nenkin (Mutual Aid Pension)
This pension scheme is for public employees, teachers at private schools, and some other specific groups.
Can You Get a Nenkin Refund?
Yes, it is possible to claim a refund for the Nenkin contributions you have made, but there are certain conditions. If you are a non-Japanese citizen who worked in Japan but are no longer a resident, you may be eligible for a refund.
Eligibility for a Nenkin Refund
To apply for a Nenkin refund, you must meet the following criteria:
Non-Japanese nationality (you are not a Japanese citizen).
Contributed for more than 6 months but less than 10 years.
No longer reside in Japan: You must apply for the refund within two years of leaving Japan.
No ongoing contributions: You must stop contributing to Nenkin at the time you submit your refund application.
How to Apply for a Nenkin Refund
If you meet the eligibility requirements, you can apply for a Nenkin refund after leaving Japan. Here’s how the process typically works:
1. Prepare the Necessary Documents
Send the required documents to a service provider (like HSB JAPAN) for processing.
You can send documents via email or through their Facebook page to save time.
2. Application Process
Once your documents are submitted, the processing team will prepare your refund application and submit it to the Japan Pension Service. The entire process is usually divided into two payment stages:
Stage 1: Receive 80% of the total refund amount, usually within 4-6 months.
Stage 2: The remaining 20% is refunded after another 2-4 months.
3. Payment Methods
Stage 1: The Japan Pension Service sends the refund directly to your bank account in Japan.
Stage 2: HSB JAPAN acts as a representative and receives the final refund, then transfers it to your designated account after deducting a service fee (8% of the Stage 2 refund).
Where to Get Help for Nenkin Refunds?
HSB JAPAN is a leading provider of Nenkin refund services in Vietnam. We specialize in helping former workers in Japan—whether you were an intern, engineer, or on a specific visa—retrieve your Nenkin contributions. We offer professional assistance even if you’ve lost your pension book, have outstanding contributions, or encounter other issues.
Why Choose HSB JAPAN?
15 years of experience with more than 15,000 successful cases handled.
Fast and convenient: We prepare and submit your documents the same day.
Guaranteed refund: We ensure you receive 100% of your Nenkin refund (Stage 1 & Stage 2).
Transparent pricing: No hidden fees; our service fees are fixed and clear from the start.
Customer support: We are available 24/7 to assist with any issues until you receive your full refund.
For fast and reliable service, contact HSB JAPAN today to get your Nenkin refund started!
Tax Refund in Japan: A Guide for Foreign Workers
If you’re a foreign worker in Japan, whether you’re a student, intern, or engineer, you are required to pay two main types of taxes: Income Tax (Shotokuzei 所得税) and Residence Tax (Juminzei 住民税). By optimizing your understanding of tax refund in Japan, residence tax, and income tax, you can ensure you are not overpaying and make the most of the benefits available.
Below is a simple breakdown of these taxes and how you can apply for a tax refund in Japan.
1. Income Tax (Shotokuzei 所得税)
What is Income Tax? Income tax in Japan is calculated based on your total annual income. If your income exceeds approximately ¥1,030,000 (around 103 man) per year, you will be required to pay this tax. The more you earn, the higher your income tax liability.
At the end of the year, your employer will summarize your actual income and calculate the actual income tax owed, performing the Nenmatsu Chosei (year-end tax adjustment). This process compares the amount of tax already withheld during the year with the actual tax liability based on your total income for the year. If there is a discrepancy, you will either receive a refund or be asked to pay any additional taxes due.
2. Residence Tax (Juminzei 住民税)
What is Residence Tax?
Residence tax, also known as “municipal tax” or “local tax,” is a tax imposed by the local government to fund social welfare and public services like education, waste management, fire services, etc. This tax is applicable to anyone who earns more than ¥1,000,000 (100 man) per year, regardless of whether they are a student, employee, or foreign worker.
Residence tax is based on your income from the previous year. For newcomers in Japan, if you arrive during your first year, your income for the previous year will be considered as ¥0, so you won’t be required to pay this tax in your first year. However, in the second year, local authorities will calculate the residence tax based on your income from the previous year. This tax is collected starting in June of the following year.
Important Notes on Residence Tax:
Residence tax is calculated based on the income earned during the previous year (from January 1 to December 31). Therefore, taxes will be due in the local government of your residence as of January 1 of the following year.
If you change your residence after January 1, the residence tax for the year will still be calculated for the location where you were registered as a resident on January 1.
Example: If you were living in City A on January 1, 2019, and then moved to City B in February 2019, your residence tax for 2019 will be due in City A. The residence tax for City B will start in 2020.
Can You Receive Tax Bills from Both Locations?
No, generally, only the local government where you were registered as a resident on January 1 will collect your residence tax. If you have not updated your address after moving, your previous municipality may continue to send you tax bills. Be sure to register your new address promptly to avoid confusion and ensure that you pay the correct amount.
3. Tax Refund for Foreign Workers in Japan
How to Apply for a Tax Refund (Income and Residence Tax)?
The Japanese government allows individuals to apply for a tax refund or exemption if they meet certain conditions, such as sending money for the support of family members living abroad.
Eligibility for Tax Refunds:
Any taxpayer (regardless of nationality) who has sent money to support family members not residing in Japan may qualify for tax deductions or exemptions. The family members eligible for support are typically those within 6 generations, including spouses and relatives within 3 generations.
Support Conditions:
Spouse: Send between 5-10 man annually.
Children aged 16 to 30: Send between 5-10 man annually.
Elderly over 70: Send between 5-10 man annually.
Adults aged 30 to 70: Send at least 3,8 man annually.
4. Important Points to Remember
Tax Refund Procedures: You can apply for tax refunds while still residing in Japan, or even after returning to your home country (Vietnam, for example). However, to apply for a refund for both Income Tax and Residence Tax, it’s recommended to complete the procedure while you are still in Japan.
Tax Refund Deadline: The refund process is applicable for the last 5 years of tax payments.
Refund Amount: The amount refunded depends on how many people you support. The more family members you support, the larger the refund.
Transfer to Vietnamese Accounts: Please note that transfers made to your own bank account in Vietnam will not count as support for family members in Japan.
Conclusion
Japan’s tax system can be complex, but with the right information and proper procedures, you can apply for tax refunds and save money. The taxes in Japan can be quite high, so it’s crucial to understand these procedures and take advantage of any eligible tax refund opportunities.
If you need assistance or are ready to apply for a tax refund, contact HSB Japan’s trusted and professional tax refund services for expert guidance. Call us at 03-5937-2465 for more information or to schedule a consultation.
NOTICE OF HEAD OFFICE RELOCATION
Dear Valued Customers and Partners,
HSB JAPAN is pleased to inform our valued customers and partners of the change in our company address effective from July 23, 2024, as follows:
Old Address: 〒160-0023 東京都新宿区西新宿7-6-8 アイアイビル3F
New Address: 〒130-0026 東京都墨田区両国1-3-12 (925両国第2ビル) 03-5937-2465
From the effective date, please send all correspondence to the new address above. All other functions and information related to our company remain unchanged.
We sincerely thank you for your cooperation and support in the past and look forward to your continued collaboration and support in the future. Thank you very much! Sincerely, HSB JAPAN
Notice of Head Office Relocation
HOW TO GET THE RESIDENCE TAX EXEMPTION IN 2023
For many foreign employees residing in Japan, understanding the nuances of local taxes can be a daunting task. Particularly, the residence tax, which is often a significant annual expense, poses a challenge. However, 2023 brings an opportunity for these expatriates to apply for a residence tax exemption, potentially easing their financial burden.
The eligibility for this exemption and the percentage of tax relief granted is directly linked to the individual’s total personal income earned in the previous year, 2022 in this case. This correlation underscores the importance of maintaining accurate financial records and being aware of one’s income status.
To efficiently navigate this process, foreign workers in Japan need to be meticulous in preparing and submitting several key documents. These documents play a crucial role in determining eligibility and the extent of the exemption. The required documents include:
Beneficiaries Registration Form: This form is a critical component of the application process. It officially registers the applicant for consideration under the tax exemption program.
Certificate of Relationship with the Dependent: Applicants must provide proof of their relationship with any dependents mentioned in the registration form. This is essential to validate claims for exemptions based on financial responsibilities for dependents.
Proof of Financial Support: An invoice or bank statement confirming the monthly financial contribution towards the dependent’s upkeep is required. This document serves as evidence of ongoing financial obligations, which can significantly impact the exemption status.
Choosing a Reliable Money Transfer Bank: For foreign workers supporting dependents back in their home countries, selecting a reputable bank for international money transfers is crucial. This choice ensures that financial support is sent reliably and efficiently, which is essential for maintaining eligibility for tax exemptions.
While the process might seem complex, it’s a strategic move for foreign workers aiming to optimize their financial situation in Japan. It’s not just about reducing the immediate financial strain but also about understanding and adapting to the local tax environment.
For those unfamiliar with the Japanese tax system or who find the documentation process overwhelming, seeking professional advice is recommended. Tax consultants or financial advisors can provide personalized guidance, ensuring that all requirements are met accurately and efficiently.
In summary, the residence tax exemption in Japan for 2023 is a significant opportunity for foreign employees to alleviate some of their tax burdens. By understanding the requirements, diligently preparing the necessary documentation, and possibly seeking expert advice, foreign workers in Japan can navigate this process successfully and benefit financially.
Contact HSB JAPAN to get the Residence Tax Exemption
Navigating the Complexities of Pension Lump-sum in Japan: A Guide for Foreign Workers
Understanding the Intricacies of Pension Lump-sum
Foreign workers in Japan often consider the Pension Lump-sum payment as a part of their retirement planning. However, navigating the complexities of this system can be challenging. There are several critical issues and common mistakes that need to be addressed to ensure a perfect process.
Foreign workers in Japan
The Misconception About Minimum Requirements
Many believe that paying the Pension Lump-sum system for a minimum of six months and possessing a certificate proving a return to their home country for at least two months suffices. However, this is a misconception. The crucial aspect often overlooked is the need to update your residence status in Japan before leaving the country. This step is vital for the successful processing of your Pension Lump-sum. If there’s any uncertainty, it’s advisable to get in touch with your former employer in Japan for confirmation and assistance.
Residence Status and Pension Payments
Another common error occurs when individuals return to their home countries but fail to update their residence status in Japan. It’s essential to formally cut off your residence address in Japan. Continuing to pay into the pension system without updating your residence status can lead to complications. This oversight could potentially disqualify you from applying for the Pension Lump-sum. Therefore, it is crucial to complete all necessary administrative procedures before leaving Japan.
Long-Term Contributions and Pension Benefits
For those who have contributed to the pension insurance for more than ten years, there’s a significant policy shift to be aware of. Upon reaching the age of 65, the Japanese pension authority automatically converts your status to a regular pension beneficiary. This means you will no longer be eligible for the Lump-sum payment, but rather will receive ongoing pension benefits. It’s important to plan accordingly, especially if you are nearing this ten-year threshold.
Seeking Professional Assistance
Navigating the pension system in Japan, especially for foreigners, can be a daunting task. If you are facing difficulties or have uncertainties regarding the application process for Pension Lump-sum, seeking professional guidance is advisable. Organizations like HSB JAPAN specialize in providing detailed advice and assistance to ensure that you receive the benefits you are entitled to without unnecessary complications.
THE INCOME OF THIS YEAR IS LOWER THAN BEFORE – CAN EMPLOYEES APPLY FOR A RESIDENCE TAX DISPENSATION?
Can laborers apply for a residence tax deduction when this year’s earnings are less than the previous year’s?” is one of the questions that are more interesting to foreigners working in Japan. The resident tax is a popular tax for most residents having a job here (such as overseas students, engineers or housewives doing part-time jobs and so on). So what is the resident tax dispensation, the conditions to receive these benefits or which steps do the procedure include. This article will access some important information concerning this topic.
What is the resident tax exemption?
“The resident tax exemption” policy is set up to assist low-income earners to remove the tax burden by the Japanese Government. Each locality will have different regulations regarding procedures and the proportion of tax exemption. For example, the authority in some places adopted this policy with a 100% deduction, however, others only agree to reduce it to 30-50% of the total resident tax.
So who is the resident tax exemption applied?
First of all, employees in the period of receiving unemployment insurance.
Secondly, employees have lower income than last year.
Thirdly, disabled people or citizens are out of working age.
Fourthly, people impacted by natural disasters.
Finally, workers send money to caregivers.
Not all laborers working in Japan can recognize that they are eligible for resident tax exemption so this information that HSB JAPAN will mention below partly helps everyone better understand tax deduction and concerned procedures. Since then, workers will have a clear orientation in completing the procedures for applying for tax exemption.
The procedures for applying for the resident tax exemption
Although each locality has distant regulations about the procedure, method of application, it is compulsory that employees need to know the following essential documents to submit an application for resident tax exemption:
Labor status certificate or proof that you are receiving unemployment insurance.
Income certificate
Balance confirmation
Of course, before submitting an application for a residence tax exemption, you can get in touch with the local resident tax office to review certain essential details like:
Does the local government have the policy to reduce the resident tax?
What criteria must you meet to qualify?
When can you begin to engage in the resident tax exemption?
Although the Japanese government adopted many policies to support disadvantaged people regardless of whether they are natives or foreigners, a few people working here understand their own rights. In response to this issue, HSB JAPAN was founded with the goal of offering the best advisory services for foreign workers in Japan who have a demand to receive tax refund/dispensation, supporting clients in obtaining the highest amount.
The amount to be paid is calculated and increases on a 6-month basis up to a maximum of 12 periods or 60 months (5years). Any payment made after the 60th month is to be excluded. Therefore, the amount to be received will be the same whether one is enrolled in the system for 5 years or 9 years.
※ This new rule will be applied from April 2021.
HOW TO CALCULATE YOUR PENSION LUMPSUM?
① National Pension (KOKUMIN NENKIN)
Starting April 2021, for members whose final payment of insurance premium is due after April 3rd of year 2021, the amount of lump-sum withdrawal payment will be calculated according to the year in which the last month of payment of insurance premium belongs and the periods for which insurance premiums have been paid.
※For those whose final payment of insurance premium is due before March 2021, the amount of lump-sum withdrawal payment is calculated up to a maximum of 36 months (3 years) as in past calculations.
[Calculation Formula for Lump Sum Withdrawal Payment]
The amount of insurance premiums for the year to which the last month of payment of insurance premiums belongs x 1/2 x the number used to calculate the amount of lump-sum withdrawal payment. (See table)
② Employees’ Pension (KOUSEI NENKIN)
Starting April 2021, members whose final payment (the month before the month to which the day of disqualification belongs) is April or after, the amount of lump-sum withdrawal payment is calculated up to a maximum of 12 periods or 60 months.
※ But for those whose final payment of insurance premium is due before March 2021, the amount of lump-sum withdrawal payment will be calculated up to a maximum of 36 months (3 years) as in past calculations.
If you want to calculate how much is your Pension Lumpsum CLICK HERE.
You have coverage periods of six months or more under the EPI system.
You are not eligible for Old-age Employees’ Pension period (see note below)
You have never been entitled to receive a pension (including disability allowance).
It has been within two years of losing your membership of the National Pension if you have never possessed residency in Japan after the loss of your membership of the National Pension and the Employees’ pension.
It has been within two years of losing your residency in Japan if you have possessed residency in Japan after the loss of your membership of the National Pension and the EPI system.
Persons who fulfill the following conditions can claim their pension refunds: 1.They are not a Japanese citizen, 2.They have paid Japanese pension contributions from 6 months to 10 years 3.You left Japan less than two years ago 4. They don’t reside in Japan now (※)Minimum period for a qualification to claim old age pension (basically after 65 years old) is currently 10 year’s enrollment. Most of foreigners who worked in Japan in a short period with working visas are to get qualified to claim their pension refunds after leaving Japan. When the social insurance office (Japanese Pension Service) reimburses your pension payments, it deducts 20% income tax on the refunded amount. However, we will help you reclaim the 20% tax charged on the Lump-sum withdrawal.
We carry out TOTAL PROCESS of claiming pension refunds legally.
We examine all your documents before claiming and help you succeed in your refund surely.
ANNOUNCEMENT OF OUR NEW LOGO & BRAND IDENTITY
Dear: Customers and Partners!
HSB JAPAN would like to send our sincere thanks to our customers and partners for trusting in choosing HSB JAPAN’s services and accompanying the company during the past time.
Aiming at image renewal, strong strategic orientation in the future, from January 28, 2022, HSB JAPAN officially selected the new Logo as the representative of the brand image, marking the innovation and efforts. confirm the reputation of the brand.
Old logo
New logo
The new logo will automatically take effect on all contracts, documents, images, news and on Facebook pages, Websites managed and under the HSB JAPAN brand. All operational functions and other related information of the company remain unchanged.
For clarifications and more information on the branding and its guidelines, kindly contact us:
HSB JAPAN Co., LTD
Website: https://hsbjapan.com
Email: tax_pension@hsbjapan.com
☎️ Tel / fax: 03-5937-246
Unlock your AU locked-phone to International version
Have you ever wondered how to unlock your carrier-locked phone to make it works worldwide? In Japan, Big3 Mobile Service Providers require a contracts with customers for 2 years of contract to use their service and smartphone. The devices by these companies are knows as carrier-lock smartphones.
However, there are simple steps to unlock your phone. Not only it is capable of using worldwide, but also it is easier to switch to other carriers/services in Japan. In this example, we show you how to unlock iPhone (which is locked by AU).
First, you need to record your phone IMEI number (write it down carefully).
Scrolling down to choose SIM unlock procedure (My AU) and then input the mail which registered AU ID above
Input your IMEI number (2 times) and then choose “Next” button
In this step, it will display your device 1. Choose the country for using the device (you should choose your home country). 2. Choose the email address to receive the status of unlock the device. Choose the button to complete this step.
So the unlock procedure has been completed, you should receive the email from AU to notify about the unlock status
Time for trying the sim card from the other service provider, right?
Tax Return and Pension Lump-sum for foreign workers or residents in Japan
HSB JAPAN is an expert in processing Tax Return and Pension Lump-sum for foreign workers or residents in Japan.
The following is a simple estimation you can get for your refund.
If you have been able to work in Japan for three years you can claim
JPY400,000- JPY800,000
*This may change depending on your monthly salary.
&
If you have been able to work for three years and send money to your family you can get your Income-tax and Residence Tax refunded:
JPY160,000 – for (1) a Beneficiary.
JPY500,000- for three (3) Beneficiary.
*This may change depending on your monthly salary.
HSB JAPAN, ay eksperto sa pag proseso ng Tax Retrurn at Pension Lump sum para sa mga dayuhang manggagawa o residente sa Japan.
Ang mga sumusunod ay simpleng estimation na maari nyong makuha para sa inyong refund.
Kung ikaw ay nakapag trabaho sa loob ng tatlong taon maari kang makapag claim ng
JPY400,000- JPY800,000
Ito ay maaaring may pagbabago depende sa iyong buwanang sahod.
&
Kung ikaw ay nakapag trabaho sa loob ng tatlong taon maari kang makapag refund ng iyong Income tax at Residence Tax ng
JPY160,000 – para sa (1) isang Beneficiary.
JPY500,000- para sa tatlong (3) BenefIciary.
Ito ay maaaring may pagbabago depende sa iyong buwanang sahod.
CHARTER FLIGHT JAPAN – VIETNAM
Because of COVID-19 pandemic’s dire situation and in order to support Vietnamese people to return to Vietnam safety, from April 2021 HSB JAPAN Co.Ltd provided ticket reservation service for charter flights (from Vietnam Airline, Bamboo Airline, and Vietjet Airline).
Please contact us for flight schedule and update the latest charter flights available in 2021 (from Vietnam Airline, Bamboo Airline, and Vietjet Airline).
Staying at quarantine hotels (3 – 5 stars quality)
Covid-19 test: 3 times during the quarantine period
3 meals/day
Bus transportation from Airport to quarantine hotels
FULL DEPOSIT FOR TICKET IS NOT COMPULSORY – IN CASE OF FLIGHT GETS CANCELLED BY AIRLINE, CUSTOMER WILL RECEIVE A FULL REFUND.
MOREOVER
Customer can register for SPECIALCOMBO service AIR TICKET + PENSION REFUND -> 100% FREE SERVICE FEE FOR applying for lump-sum withdrawal payments.
Customers who apply for lump-sum withdrawal payments by HSB JAPAN before return to Vietnam also get a discount, only 10% service fee.
(Discount campaign applicable from June 1, 2021)
For more details, please contact us:
., .
160-0023東京都新宿区西新宿7-6-8アイアイビル3
☎️Tel: 03-5937-2465 Fax: 03-5937-2468
Hotline: 080-4864-3688 (Zalo- Viber) Ms Huyền Trang
HSB JAPAN BECOMES A PARTNER OF MIRAI INSURANCE COMPANY AND IS AN EXCLUSIVE DISTRIBUTOR OF MIRAI INSURANCE SERVICES FOR FOREIGNERS IN JAPAN
Since 15th August 2020, HSB JAPAN is honoured to be a strategic partner and exclusive distributor of MIRAI Insurance Corporation, providing insurance products for Vietnamese people living and working in Japan.
MIRAI insurance applies to all short-term and long-term visas in Japan with period of stay more than 6 months: Tourist Visa, Working Visa, Engineer Visa, Dependent Visa, Refugee Visa… .
For more information, please contact the Mirai Insurance Consulting Department
MIRAI INSURANCE
With the desire to help Vietnamese workers, foreign workers, tourists, and short-term business have the assurance of health and accidents during their time working in Japan. HSB JAPAN is honoured to be a strategic partner and exclusive distributor of MIRAI SECURITY INSURANCE service for Vietnamese and foreigners in Japan.
MIRAI insurance is a special and special insurance service for foreigners with short- and long-term residency in Japan.
PROVIDE REMITTANCE RECEIPTS FOR TAX REFUND
Dear customers, every October, companies require employees and employees to prepare the necessary documents to make tax refunds. The remittance bill is one of them, which is extremely important for the tax department to decide the amount of tax you will have to pay this year and the amount you will be refunded for overpayment in previous years.
To receive Money Transfer receipts and assistance with the tax refund process. Please contact City HSB Department and provide the following information
Lump-sum Withdrawal payments coverage extended from 3 years to 5 years
According to Japanese Nation Pension, from 01/04/2021 the maximum lump-sum withdrawal payments for short-term foreigners will be extended from 3 years to 5 years.
This change applies to short-term employees such as: Trainee Visa, Designated Visa, Engineer visa…
We would like to inform you of the closing plan for New Year holidays 2021:
Our main office in Tokyo will be closed for 4 days, from December 31, 2020 to January 03, 2021; and will be re-opened for business on January 4, 2021.
Customer support and online consulting service will operate normally (except day off on January 1, 2021).
During the holidays, if you have any questions or issues, please contact us by email: info@hsbjapan.com we will try to respond as soon as possible.
We wish all of you a happy, healthy prosperous New Year!
Customer appreciation weeks “2000 JPY Discount”
We value our customers and partners for choosing our services for more than 11 years.
We are happy to announce “2000 JPY Discount” program as a gift for customers who register for TAX REFUND and TAX DEDUCTION service of HSB Japan, from January 1, 2021 to March 31, 2021.
In addition, we also have many offers and promotions for other services: Pension service (Nenkin), Internet service, and International Remittance service…
3. Income tax return for foreigners who quit from work or left Japan.
We not only help you minimize the amount of tax payable to the Japanese government, but also help to refund the amount of tax arrears in previous years with comprehensive support, bringing convenience, assurance and transparent to our customers.
Reasons for Choosing Us
– We have cooperated with experienced tax advisory MASAO ISHIWATARI. Since 2013 we have assisted thousands of customers to claim their tax return.
– Trust and Achievements
– Support in multiple languages
INCOME TAX – RESIDENCE TAX
Income Tax
All individuals living and working in Japan are obligated to pay income tax (所得税: し ょ と く ぜ い). The amount of tax payable will depend on the annual income.
Income less than 130,000 yen / year will not be charged income tax.
Students, trainees and employees at a contracting company will have the tax deducted directly from their salaries. If you work for a company without a contract, you will have to self-declare tax and must file it by March 15 of the following fiscal year. If you pay taxes by bank transfer, the deadline is April.
Residence Tax
Residence tax is the amount of money that people living in the city must pay to the local tax office to contribute to the maintenance of the local social-welfare services. Residence tax is a tax that every individual with income in a year over the limit (103,000 yen / year) must pay, regardless of whether you are a student, international students, or foreigners.
Residence tax is calculated based on the income of the previous year. Therefore, your first year in Japan you don’t have to pay for this tax. However, the following year, Tax authorities will rely on your income in the previous year to calculate the amount of tax you have to pay.
TAX REFUND
It’s your money! Let’s go get it.
We help you maximize your Japanese Tax Refund: Income tax & Resident tax
You could be entitled to get tax back from Japan for a number of reasons including:
• You are a foreigner working in Japan for more than a year
• You are married to Japanese
• You send remittance to dependents family in home country
*The more dependent you have the more refund you’ll get
Dependents
Income Tax
Refundable/year
Residential
Tax Refundable/year
Total amount of Tax
Refund/year
1 dependent
~¥19,300
~¥35,500
~¥54,800
2 dependents
~¥38,600
~¥71,000
~¥71,000
3 dependents
~¥57,900
~¥106,500
~¥164,400
*This is a approximate estimation
Preparing a tax return can be confusing and complicated if you’re not familiar with the process. We have specialists in Japanese tax laws so we can do all the tax return preparation for you and simply send the money to you when it comes back.
The Japanese tax year is from January 1st to December 31st
• We can claim your tax refund (Income Tax and Residential Tax) from Japan for up to five years
• The size of the refund you get back will depend on how much you earned in Japan, how long you worked for and how long you were there for overall
• You will also have contributed part of your salary into a pension fund – we can also reclaim a portion of these contributions for you.
(The average Japanese Tax Refund is ¥111000)
TIỀN NENKIN LẤY ĐƯỢC BAO NHIÊU VÀ CÁCH TÍNH TIỀN NENKIN Ở NHẬT
Hầu hết, tất cả các kỹ sư và thực tập sinh Nhật đều quan tâm tiền Nenkin lấy được bao nhiêu khi về nước. Vì hàng tháng, bạn phải đóng một khoản thuế Nenkin không hề nhỏ.
Tuy nhiên, không phải ai cũng biết lấy Nenkin được mấy năm và làm thế nào để tính số tiền Nenkin có thể nhận lại. Hiểu được lý do đó, HSB JAPAN sẽ hướng dẫn bạn cách tính tiền Nenkin qua bài viết này. Xem ngay nhé!
Lấy Nenkin được mấy năm?
Lấy Nenkin được mấy năm
Thông thường, thực tập sinh và kỹ sư ở Nhật thường thắc mắc sẽ lấy Nenkin được mấy năm. Theo quy định của sở Nenkin hiện tại, chỉ chi tiền bảo hiểm này cho 36 tháng. Có nghĩa là nếu bạn đã đóng Nenkin trên 3 hoặc 5 năm thì số tiền mà bạn nhận lại vẫn không quá 3 năm.
Vậy nếu về nước 1 tháng sau đó quay lại thêm 2 năm thì có lấy được nenkin của 3 năm trước không? Câu trả lời là KHÔNG. Để làm thủ tục xin hoàn thuế Nenkin, bạn cần phải rời khỏi Nhật về nước ít nhất là 2 tháng.
Tiền Nenkin lấy được bao nhiêu?
Tiền Nenkin lấy được bao nhiêu
Để xác định tiền Nenkin lấy được bao nhiêu khi bạn về nước thì phải dựa vào chế độ Nenkin mà bạn tham gia. Có 2 loại Nenkin chính là Bảo hiểm trợ cấp quốc dân (Kokumin Nenkin) và Bảo hiểm trợ cấp phúc lợi xã hội (Kousei Nenkin). Số tiền cần đóng và nhận lại của 2 chế độ bảo hiểm này là khác nhau.
Đối với Bảo hiểm trợ cấp quốc dân, bạn sẽ đóng một mức phí cố định mỗi tháng không kể đến mức lương của bạn là bao nhiêu. Ngược lại với chế độ bảo hiểm trợ cấp phúc lợi xã hội, số tiền cần đóng sẽ phụ thuộc vào mức lương mà bạn nhận được hàng tháng.
Tiền Nenkin lấy được bao nhiêu khi đóng Kokumin Nenkin?
Số tiền Nenkin bạn có thể nhận lại khi tham gia chế độ này sẽ được tính như ví dụ trong bảng sau:
Tiền Nenkin nhận lại
Ví dụ 05/2020 là tháng cuối cùng bạn đóng Nenkin, bạn sẽ tra cột thứ 1 (04/2020-03/2021). Giả sử bạn đóng 32 tháng thì số tiền mà bạn nhận về là 248,100 Yên.
Thực tế, đôi khi số tháng làm việc và số tháng đóng Nenkin sẽ không trùng nhau. Lý do là vì công ty có thể sẽ không đóng Nenkin tháng làm việc cuối cùng của bạn. Do đó, tiền lương mà bạn nhận được trong tháng này sẽ nhiều hơn vì không bị trừ thuế.
Tiền Nenkin lấy được bao nhiêu khi đóng Kousei Nenkin?
Với loại Nenkin này, tiền Nenkin bạn được hoàn trả sẽ tính theo công thức:
Tiền Nenkin nhận lại = Tiền lương cơ bản trung bình x Tỷ lệ thanh toán
Tỷ lệ thanh toán tương ứng với thời gian của người được bảo hiểm trợ cấp phúc lợi xã hội được thể hiện trong bảng sau:
Hệ số
– Nếu toàn bộ thời gian của người được bảo hiểm trợ cấp phúc lợi xã hội từ sau tháng 4 trong năm
Tiền lương cơ bản trung bình = (Tổng tiền thưởng và tiền lương căn bản hàng tháng của các tháng trong thời gian của người được bảo hiểm) / (Số tháng trong tổng thời gian của người được bảo hiểm)
– Nếu toàn bộ hay một phần thời gian của người được bảo hiểm trợ cấp phúc lợi xã hội trước tháng 3 trong năm
Tiền lương cơ bản trung bình = [(Tiền lương căn bản của các tháng trong thời gian của người được hưởng bảo hiểm trước tháng 3 x 1,3) + (Tổng tiền thưởng và tiền lương căn bản của các tháng trong thời gian của người được hưởng bảo hiểm từ sau tháng 4)] / (Số tháng trong tổng thời gian của người được hưởng bảo hiểm)
– Tỷ lệ thanh toán
Nếu tháng cuối đóng Nenkin trong khoảng từ tháng 1 đến tháng 8 thì tỷ lệ phí bảo hiểm sẽ tính vào thời điểm tháng 10 năm kia.
Nếu tháng cuối đóng Nenkin trong khoảng từ tháng 9 đến tháng 12 thì tỷ lệ phí bảo hiểm sẽ tính vào thời điểm tháng 10 năm ngoái.
Tỷ lệ thanh toán = (Tỷ lệ phí bảo hiểm x 1/2) x (số tương ứng với số tháng trong thời gian của người được bảo hiểm)
Số tương ứng với số tháng trong thời gian của người được bảo hiểm trợ cấp phúc lợi xã hội được tính theo như bảng sau:
Số tháng trong thời gian của
người được bảo hiểm trợ cấp
phúc lợi xã hội
Số dùng để tính tỷ
lệ thanh toán
Từ 6 tháng – dưới 12 tháng
6
Từ 12 tháng – dưới 18 tháng
12
Từ 18 tháng – dưới 24 tháng
18
Từ 24 tháng – dưới 30 tháng
24
Từ 30 tháng – dưới 36 tháng
30
Từ 36 tháng trở lên
36
Theo như bảng trên, hệ số ở 36 tháng là cao nhất, nên dù bạn có làm và đóng Nenkin trên 36 tháng thì số tiền tối đa bạn có thể nhận được cũng chỉ ở mức này. Vì vậy, nếu không có ý định làm việc ở Nhật lâu dài, bạn nên cân nhắc thời điểm lấy Nenkin.
Qua bài viết này, chắc chắn bạn đã có thể tính được số tiền nenkin có thể lấy được bao nhiêu khi bạn về nước rồi đúng không nào. Bên cạnh đó bạn cũng đừng quên tính toán thời gian lấy Nenkin thích hợp để tránh mất tiền một cách không đáng nhé.
Chúc bạn thành công!
Nếu bạn có bất cứ thắc mắc gì về việc hoàn tiền Nenkin hoặc có nhu cầu sử dụng dịch vụ Nenkin thì đừng ngần ngại mà hãy liên hệ ngay với HSB JAPAN qua Hotline: 03-5937-2465 để được hỗ trợ, tư vấn và trải nghiệm dịch vụ lấy Nenkin uy tín, chuyên nghiệp và nhanh chóng nhé!
ANNOUNCEMENT OF OUR NEW LOGO & BRAND IDENTITY
Tax Refund
for Businesses & Individuals Any foreigner who is currently living and working as an international student, intern and engineer, must pay 2 main taxes: Income Tax (Shotokuzei 所得) and Citizenship/Residence Tax (Juminzei) 住民税).
However, these 2 taxes in Japan to be paid can be reduced or even refunded within 5 years. HSB JAPAN, together with experienced lawyers and tax advisors in the field of tax management, represents thousands of foreign individual clients as well as small and medium-sized enterprises to solve their tax problems. Tax related issues in Japan with comprehensive support. Our principle is to bring convenient, reliable and transparent services to our customers.
HSB JAPAN Tax Services
Refund of the income tax and residential tax return in 5 years (foreigners or Japanese whose spouse is a foreigner)
20.42% tax refund for lump-sum withdrawal payments (Nenkin)./li>
Income tax return for foreigners who quit from work or left Japan.
Corporate tax finalization
Income Tax
All individuals living and working in Japan are obligated to pay income tax (所得税: し ょ と く ぜ い). The amount of tax payable will depend on the annual income. Income less than 130,000 yen / year will not be charged income tax. Students, trainees and employees at a contracting company will have the tax deducted directly from their salaries. If you work for a company without a contract, you will have to self-declare tax and must file it by March 15 of the following fiscal year. If you pay taxes by bank transfer, the deadline is April.
Residence Tax
Residence tax is the amount of money that people living in the city must pay to the local tax office to contribute to the maintenance of the local social-welfare services. Residence tax is a tax that every individual with income in a year over the limit (103,000 yen / year) must pay, regardless of whether you are a student, international students, or foreigners. Residence tax is calculated based on the income of the previous year. Therefore, your first year in Japan you don’t have to pay for this tax. However, the following year, Tax authorities will rely on your income in the previous year to calculate the amount of tax you have to pay.